Apple Pay

Apple Pay Later, the feature where you can spread an Apple Pay purchase across four equal installments with zero interest, is leading the way when it comes to consumer credit transparency.

Experian and Apple announced today they are working together to include Apple Pay Later pay-in-4 loans in a consumer credit report. Apple is the first major BNPL provider to provide loan and payment history directly to a credit reporting agency.

If you’ve been having problems with Apple Pay today, you’re not alone – especially if you also happen to be Chase customer. A number of users on Threads and other social networks say that their Chase cards have been “Declined” when buying with Apple Pay today.

In compliance with the Digital Markets Act, Apple is opening up the NFC chip on the iPhone for the first time. This will allow banking and wallets app to offer competition to Apple Pay for the first time, allowing users to choose an alternative payment system as the default app that appears when holding the iPhone near a payment terminal, as well as the double-click side button shortcut.

Developers of banking/wallet apps can apply to Apple to get an entitlement to support these features. To get approved, the developers will have to meet various industry and regulatory requirements.

iPhone users are set to see Apple Pay competitor apps being launched by banks and finance companies, after the Cupertino company gave in to European antitrust pressure to allow them access to the NFC chip.

But before regulators give the okay to the concessions Apple has offered, they are asking both finance companies and iPhone owners whether they want the company to offer more …

One of the few remaining Apple Pay holdouts has finally caved to the pressure. Lowe’s, the second largest hardware chain in the United States, is now rolling out Apple Pay support to its over 2,100 locations throughout the country.

Apple Pay is down for some, with Apple’s system status page noting that the same is true for the Apple Card and Apple Cash.

As always, the “some users are affected” message can mean anything from a small number of users to almost everyone …

Apple, Visa, and Mastercard have been named in a new antitrust class action lawsuit that accuses the three of conspiring to stifle competition for point-of-sale payment card services. As reported by Reuters, the lawsuit alleges that this has led to merchants paying “artificially higher fees for credit and debit transactions.”

Apple has offered to open up the iPhone NFC system that Apple Pay uses, in response to an ongoing EU antitrust investigation, according to a report this morning from Reuters.

In lieu of being served with formal EU antitrust charges, Apple’s offer aims to head off the regulator’s concerns.

Apple Pay has shared its latest discounts when using the payment method for the holidays. Eight retailers are offering 10-40% off jewelry, clothing, pet food/supplies, hotel rooms, and more, including Banter by Piercing Pagoda, Champion, Columbia, Chewy, and Hotel Tonight. Follow along for all the details on the Apple Pay holiday deals.

Apple Pay and other mobile wallet platforms will soon face more regulation in Australia. As reported by Reuters, Australia is set to regulate Apple Pay under the same umbrella as credit cards and other payments.

Apple is the target of a new class action lawsuit filed by Venmo and Cash App customers over high transfer fees between mobile wallets. There’s also a cryptocurrency angle – because why not?

Apple is today highlighting an Apple Pay card balance feature in the UK after it was expanded to 10 banks and finance companies there.

It’s likely to quickly come to other UK brands – as well as rolling out in European Union countries – while the US rollout is likely to be significantly slower …

Apple Wallet account balances can now be viewed for a total of 10 UK banks and card companies, as Apple continues the rollout of the new feature.

Users can follow a short process to connect the app to their bank account, and it will then show the current account balance directly underneath the card itself …

Sending money is easier in iOS 17 with the ability to send payments on a custom schedule. Follow along for how to set up recurring Apple Cash payments on iPhone, including new memo options.

Remember Apple Pay Later, the belatedly released iOS 16 service? It’s now available for all iPhone users in the United States.

Last month, Apple’s Wallet gained the ability to show debit/credit card balances and full transaction history in the UK. Now the feature has arrived in the US with iOS 17.1 beta 3. Here’s how to see your Discover balance in Apple Wallet along with all your transactions.

Have a Venmo debit or credit card? You should be able to add it to the Wallet app on iPhone and use Apple Pay if you haven’t already.

Apple’s iOS 17 update includes so many new features that it’s hard to highlight each enhancement. One new thing that Apple is showcasing is an upgraded payments experience in the Wallet app.

Apple Pay has launched new deals for using the payment method this fall. There are four retailers offering 10-15% off clothing, fashion, and more: Brooks Brothers, Madewell, Farfetch, and Revolve. Check out all the details below on the new Apple Pay promo.

An Apple Pay antitrust lawsuit will go ahead, after the judge rejected the iPhone maker’s motion to dismiss the case.

Three credit unions are suing Apple for what it says is a 100% monopoly on mobile wallets on iPhones and Apple Watches …

Back in July, we reported that Apple had been running tests with Tap to Pay in Brazil, following a recent expansion to users in the Netherlands. The company confirmed on Tuesday that Tap to Pay is now officially available in Brazil, allowing vendors to use an iPhone to accept contactless payments, whether with Apple Pay, physical cards, or other digital wallets.